State Senator Betty Jean Alexander Newsletter March 2020

Dear Neighbors:

High auto insurance rates are an issue that affects everyone in Michigan. Residents in Detroit pay some of the highest rates in the country, and residents in the surrounding communities also pay exorbitant rates.

From the day I started work in Lansing as your State Senator, I committed to working with my colleagues to determine the best way to lower rates while also ensuring that everyone has insurance that covers them when they need it — and we did it.

Last May, legislative Democrats and Republicans reached an agreement with the Governor to overhaul Michigan’s no-fault auto insurance system, and at the end of that month, Senate Bill 1 was officially signed into law. As a result, Michigan drivers can look forward to seeing lower rates and being able to choose their own insurance coverage and options, including the choice to keep unlimited coverage.

If you have any thoughts or ideas on this topic, or any other, please feel free to reach out to me. I look forward to hearing from you and meeting you!

Betty Jean Alexander
State Senator
Toll-free: (855) DIST005 or (855) 347-8005


Personal Injury Protection (PIP)


Rating Factors

The substitute will prohibit insurers from using sex, marital status, home ownership, credit score, educational level attained, occupation, or postal code when establishing rates on any type of auto insurance policy.

File and Approve

Anti-Fraud Unit

Re-entry Penalty


Contact the Michigan Department of Insurance and Financial Services (DIFS) at (877) 999-6442 and be sure to keep an eye on their website,, for additional information about the new no-fault auto insurance law.

More news:

Sen. Alexander on CARES Act Lawsuit Against Secretary DeVos Senate Democrats Expand Unemployment as Federal Benefits Expire Senate Dems introduce legislation to protect residents from foreclosures and evictions during emergencies

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