STATE SENATOR ERIKA GEISS AUTO INSURANCE NEWSLETTER

Dear Neighbors:

High auto insurance rates affect everyone in Michigan. Residents in Detroit pay some of the highest rates in the country, and residents in the surrounding communities also pay exorbitant rates.

Last May, legislative Democrats and Republicans reached an agreement with the Governor to overhaul Michigan’s no-fault auto insurance system, and at the end of that month, Senate Bill 1 was signed into law. As of July 1, Michigan drivers now have the option of lower rates and are able to choose among different insurance coverage, including the choice to keep unlimited coverage.

Inside, is additional basic information on your new options and what they might mean for you. For additional guidance, including how to file insurance-related complaints, you should always contact the Michigan Department of
Insurance and Financial Services at (877) 999-6442 or visit their website, Michigan.gov/AutoInsurance.

Erika Geiss
State Senator

Toll-free: (855) DIST006 or (855) 347-8006
Website: SenatorGeiss.com
Email: SenEGeiss@senate.michigan.gov


COVID-19 RESOURCES

SENATE DISTRICT 13 RESOURCES
Information from my office about COVID-19
SenatorMcMorrow.com | 1- 855-347-8011
AREA AGENCY ON AGING 1-B
Coronavirus resources for seniors
aaa1b.org/coronavirus 1-800-852-7795
SMALL BUSINESS RESOURCES
Michigan Economic Development Corporation
michiganbusiness.org 1-888-522-0103
CENTERS FOR DISEASE CONTROL How to protect yourself and what to do if you are sick
cdc.gov | 1-800-232-4636
REPORT CONSUMER SCAMS
Michigan Attorney General Consumer Protection
1-877-765-8388
TESTING LOCATIONS
and more information on Michigan’s response:
michigan.gov/coronavirus
1-888-535-6136
MI HELP LINE
For health-related questions Available every day from 8 a.m. to 5 p.m.
1-888-535-6136
OAKLAND COUNTY COVID RESOURCES
Local COVID-19 resources
www.oakgov.com/covid/Pages/default.aspx | 248-858-1000

A SUMMARY OF WHAT YOU CAN EXPECT

Personal Injury Protection (PIP)

Rate ROLLBACK

BENEFIT COVERAGE LEVELS

Rating Factors

The substitute will prohibit insurers from using sex, marital status, home ownership, credit score, educational level attained, occupation, or postal code when establishing rates on any type of auto insurance policy.

File and Approve

Anti-Fraud Unit

Re-entry Penalty


QUESTIONS? Contact the Michigan Department of Insurance and Financial Services (DIFS) at (877) 999-6442 and be sure to keep an eye on their website, Michigan.gov/DIFS, for additional information about the new no-fault auto insurance law.


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