Senate District 3 Update

July 24, 2021

Friends,

I hope you are all enjoying a safe and healthy summer. As we re-engage within our communities, I urge you to continue making smart and healthy choices as we see start to see upticks in COVID-19 cases due to the Delta variant.

Included in this newsletter is information I hope you find helpful, including news about a designation that can now be added to your driver’s record if you have a communication impediment, increased cases of Legionnaire’s disease in Michigan and what to watch for, updates on additional health care coverage options available for 2022, and an update from Attorney General Nessel regarding ways we will continue to recover from June flooding.

With fall and the return to school right around the corner, there’s also some helpful student financial aid tips below for those of you with college students and, for those of you voting by absentee ballot in the August local elections, make sure you’re aware of what you need to do to get your completed ballot in on time!

Please don’t hesitate to reach out to my office at 517-373-0990, or email me if you have any questions or need assistance.

Working for you,

Sylvia Santana
State Senator
District 3

COMMUNICATION IMPEDIMENT DESIGNATION CAN NOW BE ADDED TO DRIVER’S RECORD

On Monday, July 19, Secretary of State Jocelyn Benson was joined by representatives from several autism and deaf, deaf-blind, and hard of hearing advocacy groups to highlight recent changes to Michigan law that allow residents to add a communication impediment designation to their driving record that would help ensure better, safer interactions with law enforcement.

The communication impediment designation program was developed to assist law enforcement in their interactions with the public. Being alerted to the needs of individuals with a communication impairment will assist law enforcement in their interactions with these individuals, promoting clarity and understanding. Environmental factors, such as flashing lights and sirens, can also be controlled to help individuals who are sensitive to that type of external stimulation.

The communication impediment designation program is voluntary and there is no cost to apply. The designation is not printed on the actual license, ID, or vehicle registration, but added to the individual’s record. To add the designation, individuals may submit a communication impediment designation form to the department by mail, email, or fax. Forms may also be submitted during a branch office visit.

A licensed physician, physician assistant, certified nurse practitioner, or physical therapist must certify that the individual requires special considerations when communicating. Legislation to add audiologists, speech-language pathologists, and psychologists to the list of health care professionals allowed to certify about an individual’s special communication needs is currently pending.

MICHIGAN EXPERIENCING INCREASE IN LEGIONNAIRES’ DISEASE

The Michigan Department of Health and Human Services (MDHHS) is coordinating with local health departments across the state to investigate a recent increase in reports of Legionnaires’ disease, an infection with symptoms that include fever, cough, and pneumonia.

Between July 1 and July 14, 107 cases of Legionnaires’ disease have been reported in 25 counties. While increases in cases are often related to environmental factors, including heat and rainfall, this represents a 569% increase from referrals from the same period in 2020 (16 cases) and a 161% increase from referrals from the same period in 2019 (41 cases). While legionellosis cases are most common in the summer and early fall when warming, stagnant waters present the best environment for bacterial growth in water systems, this increase is higher than expected for Michigan for this time of year. To date, no common sources of infection have been identified.

Confirmed cases include 19 in Wayne County, 17 in Oakland County and in the City of Detroit, and 15 in Macomb County. Transmission to people occurs when mist or vapor containing the bacteria is inhaled. Legionnaires’ disease does not spread person to person. Risk factors for exposure to Legionella bacteria include:

Recent travel with an overnight stay.
Recent stay in a health care facility.
Exposure to hot tubs.
Exposure to settings where the plumbing has had recent repairs or maintenance work.

Most healthy individuals do not become infected after exposure to Legionella. Individuals at a higher risk of getting sick include the following:

People over age 50.
Current or former smokers.
People with chronic lung disease.
People with weakened immune systems from diseases, such as cancer, diabetes, or liver or kidney failure.
People who take immunosuppressant drugs.

Individuals with any concerns about Legionnaires’ disease or exposure to the Legionella bacteria should talk to their doctor. MDHHS and local health departments will continue to monitor cases and provide updates to the public. More information on Legionella and Legionnaires’ disease can be found on the Centers for Disease Control and Prevention website.

NEW CONSUMER CHOICES ON HEALTH INSURANCE MARKETPLACE FOR 2022

Highlighting Michigan’s increasingly competitive health insurance market, the Michigan Department of Insurance and Financial Services (DIFS) has reported that consumers will have more health plan options from an increased number of insurers on the Health Insurance Marketplace for the upcoming open enrollment period.

Open enrollment for 2022 coverage runs from November 1 through December 15, 2021, and Michiganders can obtain coverage by visiting the Health Insurance Marketplace or by calling 800-318-2596 (TTY: 1-855-889-4325). Consumers will be able to choose from 175 health plans on the Marketplace, 47 more than last year, offered by the following companies:

Blue Care Network of Michigan
Blue Cross Blue Shield of Michigan Mutual Insurance Company
McLaren Health Plan Community
Meridian Health Plan of Michigan, Inc.
Molina Healthcare of Michigan, Inc.
Oscar Insurance Company
Physicians Health Plan
Priority Health
United Healthcare Community Plan
U.S. Health and Life Insurance Company

For the overall individual market, which includes off-Marketplace plans, 257 plans will be available, 52 more than last year. As always, DIFS encourages consumers to carefully shop around to find the best plan for themselves, their families, and their budget.

Michiganders who still need health coverage for 2021 are encouraged to take advantage of low and no-cost health insurance options that are available under the current special enrollment period which runs through August 15. Additional information is available on the DIFS website or by calling DIFS 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.

AG NESSEL PROVIDES UPDATE ON CONSUMER CONCERNS RELATED TO JUNE FLOODING

Michigan Attorney General Dana Nessel is sharing an update after recent flooding throughout metro Detroit created opportunities for price-gouging and scams related to the cleanup.

In response, Nessel re-issued three consumer alerts to help consumers know their rights and responsibilities in the following areas:

Last week, President Joe Biden approved a disaster declaration from Gov. Gretchen Whitmer, which will bring much-needed federal funding to the area to assist in ongoing cleanup efforts following flooding last month. Additional flooding occurred Friday in some areas.

To file a complaint with the Attorney General, or get additional information, contact:

Consumer Protection Division
P.O. Box 30213 Lansing, MI 48909
Phone: 517-335-7599
Toll free: 877-765-8388
Fax: 517-241-3771
Online complaint form

SEVEN WAYS TO BE ALERT AND INFORMED WHEN CONSIDERING STUDENT LOANS

As Michiganders prepare for the upcoming fall semester and start paying their college tuition bills, the Michigan Department of Treasury’s MI Student Aid Team is asking students and their families to be alert and informed when considering student loans.

To make the best decision regarding student loans, the MI Student Aid team recommends seven financial aid best practices tips:

Complete the Free Application for Federal Student Aid (FAFSA). Colleges use information from the FAFSA to determine their financial aid awards. By completing and submitting the FAFSA, students maximize all their financial aid options.
Understand loans must be repaid. Not all financial aid included in a financial aid award letter is free money. Many financial aid awards will include federal student loans. Unlike grants and scholarships, loans must be repaid with interest.
Check the amount of interest being offered on a loan before accepting it. Federal student loans, Parent Loan for Undergraduate Students (PLUS) loans, and private loans have varying interest rates and repayment terms. Before taking out loans, students should identify and compare each loan’s interest rate and then accept the loans with the best interest rates and repayment terms.
Only accept the amount you will need. Students can either turn down a loan or request a smaller loan amount, and the financial award letter should include instructions on how to do this.
Be aware of loan scams. In a typical student loan scam, a scammer will ask for banking information from a student searching for loans. The scammer typically claims they will use the information to make a direct deposit into a student’s account in return for upfront fees and gift cards. Instead, the scammer accesses the student’s banking account and withdraws funds. In addition, be aware of repayment scams. You don’t have to pay for help when repaying student loans. Contact your servicer if you have repayment questions.
Visit the school’s financial aid office once a semester. Even though students may not have to begin repaying their loans while they are in school, students should not wait to understand their responsibilities. Students should know the status of their college’s or university’s student account and keep track of the types of aid they receive. By making this a habit, students can avoid overborrowing and stay within their budget.
Create a studentaid.gov account. Studentaid.gov, managed by the U.S. Department of Education, is a one-stop shop for managing federal student aid. With a studentaid.gov account, students can track all their student loans, check the interest rate of each one and total interest accumulated to date. Students can also look over different repayment options, estimate monthly payments and learn who their loan servicer is for when repayment begins.

For more information, visit Michigan.gov/mistudentaid or contact MI Student Aid at mistudentaid@michigan.gov, 1-888-447-2687 or @mistudentaid on Facebook, Twitter, Instagram and Snapchat.

VOTERS WITH AUGUST ELECTIONS SHOULD RETURN ABSENTEE BALLOTS IN PERSON, VIA DROP BOX

Michigan voters in the 54 counties with elections on Aug. 3 should now return their absentee ballots in person or via drop box. The location of the local election clerk’s offices and area drop boxes, as well as voter information for applicable elections, can be found at Michigan.gov/Vote.

Those who do not yet have a ballot are encouraged to visit their local election clerk’s office, where they can be issued one, vote it, and return it to the clerk in the same visit. Those who already have a ballot at home should fill it out, sign the back of the envelope and return it in person or via drop box as soon as possible.

Registered voters can vote early with an absentee ballot at their clerk office now through August 2, or at their polling place on Election Day, August 3. Those who haven’t registered can register online through next Monday, July 19, or register and vote in one trip to their clerk office now through 8 p.m. on Election Day, August 3.

For more election information, including the location of the local clerk’s office, area drop boxes, and sample ballots, voters can visit Michigan.gov/Vote.