The payday lending industry targets low-income, rural and other marginalized communities, trapping countless Michiganders in cycles of debt that usually end in bankruptcy.

The Justice in Lending Act would cap payday lending interest  rates at 36% APR, bringing Michigan in line with 20 other states and the District of Columbia

The bill, Senate Bill 632, has already passed the Senate and awaits consideration from the House.

Please sign below to become a citizen co-sponsor of my legislation.  You can also let us know if you have a story related to payday lending that you would be willing to share with us.